SUMMARY OF PRIVACY STATEMENT

We care about privacy and believe in providing transparency to consumers about our information handling practices on the websites we provide to our clients. This Privacy Statement applies to personal information – information that identifies you or reasonably can be linked to information that identifies you – that we collect through your use or interaction with our websites, applications, social media, software, and other services provided by or on behalf of our company (collectively, the “Services”). We will continue to share your information as described in this notice, even after your relationship with us ends.

Information We Collect

The information we collect through our Services may include:

  • your contact information (name, postal or email address, phone number, etc.);
  • your demographic information;
  • information about the device you use to connect or interact with our Services, including geo-location;
  • details about your online activity, use and interaction with our Services;
  • your financial information on sites with credit applications (income, assets, employment information, etc.)
  • your shopping and other preferences; and social media details and any other information you choose to share.

How We Collect Information

We collect information about you from a variety of sources, including:

  • details you choose to provide via our Services;
  • from our affiliates;
  • from our business customers;
  • from outside, third-party sources; and
  • automatically, from devices you connect or interact with to our Services.

Information Sharing

We may share the information we collect:

  • within our enterprise;
  • with our suppliers;
  • with our affiliates and businesses that contract our services, and business customers;
  • with our marketing partners;
  • as we otherwise may notify you.

INTRODUCTION

We care about privacy, and we believe in providing transparency to consumers about our personal information practices on the websites that we provide to our customers. This Privacy Statement explains how we collect, use, disclose, and protect your personal information.

Our company is dedicated to helping visitors to our websites and those that use and interact with our Services of various business websites (“Website”) and website partners to learn about the business and related products and services.

This Privacy Statement applies to the personal information we collect about you through websites, applications, social media, software, and other Services provided by or on behalf of our company. When you use or interact with the Services, you expressly consent to our collection, use, disclosure and retention of your information as described in this Privacy Statement.

If a Service is co-branded or developed by a third party or linked to a third party, the third party’s privacy statement may apply in addition to or instead of this Privacy Statement.

INFORMATION WE COLLECT

Information About You. The information that you provide directly to us and that we obtain from others is what we need to serve you, our affiliates and business customers. This information may include your contact details (such as name, postal and email addresses, phone number, social media handles and other online aliases); information specific to the Service you request (such as financial information when you apply for credit); details about your products and business transactions; contact information of individuals with whom you would like to share our content; social media information; demographic and household information; your responses and engagement with our Services; and other information you may choose to share with us by interacting with our Services or with our affiliates, business customers, suppliers or other businesses that share information with us.

Information About Your Device. The information we collect by automated means also helps us, our affiliates and our business customers to provide and tailor various products and services. Examples of information we collect by automated means include the following:

Reputable Third Parties. We use Google Analytics, to collect information through Data Technologies. This data is collected on an anonymized basis and in the aggregate but may include or be associated with other non-personally identifiable information or with personally identifiable information that users have voluntarily submitted. Our primary goal in collecting user information is to enhance your experience on our site. Google Analytics is a web analytics tool provided by Google, Inc. (“Google”) that helps website owners understand how visitors engage with their website. We can view a variety of reports about how visitors interact with our website so we can improve it. Google Analytics collects information anonymously. Google uses first-party cookies and IP addresses, and it reports website trends without identifying individual visitors. We do NOT authorize Google Analytics to use the data it collects from this site. For more information related to Google Analytics, click here. For information about and to install Google Analytics Opt-out Browser Add-on, click here.

Usage Information. We and our suppliers may automatically collect your usage activity, preferences, and browser details (such as your IP address and browser type), as well as the ID and type of the device you use to connect or interact with our Services, and other details about your use or interaction with our Services. This may also include the collection of information about your online activities over time and across third-party websites or online services and across devices that you use. Our company does not itself respond to web browser-based do-not-track signals. However, certain of our websites participate in the AdChoices program. If the website that you are visiting displays an AdChoices icon, you may click on the icon and follow the instructions to adjust your privacy preferences. If you opt out of using AdChoices, our websites that participate in the program will no longer collect information about your online activities over time and across third-party websites or online services for behavioural advertising purposes.

Location Data. Some of our Services may collect geo-location data to provide or improve our Services and location-related functionality, such as the location of your nearest business and (ii) your precise location while at a business. We may link location data to other information we have collected about you.

HOW WE COLLECT INFORMATION

Information You Provide. We and our suppliers collect the information you voluntarily provide to us in connection with using our Services, including through product inquiries, requests for vehicle information, financing requests, technical services or questions, product registration and support, events and promotions, job applications, other inquiries and transactions. Our suppliers also may collect information from you, including, for example, when you participate in our contests, sweepstakes, surveys, and other promotions. Some portions of the Services may allow you to submit comments, reviews, ratings and other content.

Information We Obtain from Affiliates, Business Customers, Suppliers and Others. We may obtain information about you from outside sources. For example, our affiliates, businesses and Partners that deploy our products and Services and suppliers may share with us certain information you provided to them. They may also inform us whether you have been approved for credit and related information. We also may obtain demographic and other information about you from third parties. If you engage via social media with us, our affiliates, our business customers, or our suppliers, the social media platforms also may share certain information with us. You may be able to adjust your social media privacy settings to limit the sharing of your social media data.

Information We Obtain by Automated Means. We may collect information about your use or interaction with our Services or about the devices you use to connect or interact with the Services by automated means, including tracking technologies. These tracking technologies may include “cookies,” which are small lines of text/data that are written onto your device by a website. Most browsers allow you to block and delete cookies. However, if you do that, the Services may not work properly. Our company and suppliers acting on our behalf may use cookies, pixel tags, beacons, web beacons, Bluetooth and Wi-Fi monitoring and other technologies to operate the Services. Cookies we may use may redirect you to other websites. We may also use technologies to capture your demographic information and engagement with our Services to present you with a more personalized experience.

DATA COLLECTION AND USE BY THIRD PARTIES

Our Services may include third-party advertising, promotions, co-branded features, links to other websites, and other programs offered by or in collaboration with third-party businesses, such as Facebook, Microsoft and Google. In addition to collecting information directly from you, these third-party businesses may use tracking technology to measure the effectiveness of their ads, personalize or optimize advertising content, and track users who click on the links made available through the Services. We also use Bing Universal Event Tracking (UET) from Microsoft Bing Ads that places a tag on your computer when you visit one of our websites through Bing Ads advertisements. The UET tag is used for user tracking and data sharing with third parties for advertising and marketing purposes, and to measure ad effectiveness. For more information about Microsoft’s privacy practices, please see Microsoft’s Privacy Statement: https://privacy.microsoft.com/en-us/privacystatement.

When you use or interact with our Services, these third-party businesses may collect information about you, including your online activities over time and across third-party websites or online services. We are not responsible for the privacy practices of these third parties and their suppliers, and we encourage you to read their privacy policies, which may apply to these third-party programs. Some of the ads you receive on websites are customized based on predictions about your interests generated from your visits to different websites. This type of ad customization is sometimes called “online behavioural” or “interest-based” advertising. The Digital Advertising Alliance (“DAA”) provides a “Consumer Opt-out” for certain companies that have agreed to provide that functionality.

HOW WE USE YOUR INFORMATION

A primary use of your information is to serve you, which requires certain sharing with our affiliates and business customers. The following are examples of the types of general purposes for which we may use your information.

Provide Products and Services. We may, for example, use your information to complete a transaction you have asked us to do, including e-commerce transactions or “get a quote” or “product information requests”, or to send you communications regarding products or services or even general information inquiries. We may also, for example, use your information to provide you with an improved experience when interacting with us, our affiliates and business owners.

Operate our Business and Develop and Improve Our Products and Services. Examples include using information collected through cookies and similar technology to better understand how our Services are used, develop new offerings, or personalize your experience when using the Services.

Customer Service. If you request support or other information, we may use your information to respond to your request. We may follow up with you to notify you periodically about important topics, like Service updates or changes to our Privacy Statement.

Marketing. We may use your information to let you know about current offers, invite you to participate in those offers and manage your participation in them. We also may use information about you, your use or your interaction with our Services to tailor our offers to your preferences or to offer you products and services that we believe may be of interest to you. Business owners, Associations and our affiliates may use your information for their marketing purposes. Among other privacy choices described in this Privacy Statement, you may direct us to not send you email marketing communications by clicking on the unsubscribe link included in the emails you receive from us.

Recruitment and Job Applications. We may use the information submitted on resumes and similar documents through our websites and our suppliers for employment consideration. We may keep your information on file for future consideration.

Compliance with Legal Requirements, Rules and Internal Policies. We may be required by law or internal data retention policies to maintain information about you for a certain period of time or to notify you of a security breach. We also may be required by social media platform rules (such as Facebook) to handle the social media information you or the platform share with us in a certain manner.

INFORMATION SHARING

A primary use of your information is to serve you, which requires certain sharing with our affiliates and business customers. This section describes the types of organizations with whom we may share your information.

Within our company. We may authorize access to your information within our enterprise, by our employees and other personnel, to fulfil our obligations to you and to operate our business.

Affiliates, Business Customers and Suppliers. Our Affiliates, Business Customers and Suppliers may access and use your information for the purposes we describe in this Privacy Statement, including as necessary to provide functionality, products, and services to us and you in connection with the Services. For example, when you register for a sweepstakes, a supplier may process the sweepstakes entry. We require suppliers to process your information under the direction of our company and per contractual restrictions and applicable law. We also may share data collected through cookies and similar technology with our suppliers to advertise or market to you on other websites as you browse the web. We may also allow our Affiliates, Business Customers and Suppliers to have access to and use aggregate statistics – statistics not linked by us to any specific consumer – about consumer behaviour, sales, online activity patterns, and related service information. Except as necessary to provide you with the Services, we will not provide our affiliates with personal financial information that we obtain when you use the Services to submit a credit request.

Marketing Partners. We may share your information with our marketing partners when, for example, we participate in a co-branded promotion with another company. Other than as described in this Privacy Statement, we will not share your information with third parties for their marketing purposes. Except as necessary to provide you with the Services, we also will not provide our marketing partners with personal financial information that we obtain when you use the Services to submit a credit request.

Your Public Comments Some portions of our Services may allow you to submit comments, reviews, ratings and other content. This content may be displayed on the Services and may be viewable by other users of the Services or the public generally.

Mergers, Acquisitions or Insolvency. If we should ever file for bankruptcy or merge with another company, or if we should decide to buy, sell, or reorganize some part or all of its business, we reserve the right to disclose your information, including to prospective or actual purchasers in connection with one of these transactions.

As Required by Law and Other Disclosures. We may be required to disclose your information if it:

believes it is reasonably necessary to comply with legal process (such as a court order, subpoena, search warrant, etc.) or other legal requirements of any governmental authority;
would potentially lessen our liability in an actual or potential lawsuit or investigation; or is necessary to protect our or others’ rights or property.

INFORMATION SECURITY

We take reasonable measures to secure our systems and protect your personal information. The personal information provided to us by you is stored on servers in India. When we receive your personal financial information (for example, when you use the Services to submit a credit request), we protect your information from unauthorized access and use with security measures that comply with federal law. These measures include computer safeguards and physical controls. However, data transmissions over the Internet and otherwise can never be guaranteed to be 100% secure, and we cannot ensure the security of any information you transmit to us and you do so at your own risk.

By providing your email address to us or using the Services, you agree that we can communicate with you electronically regarding security, privacy, and administrative issues. If we learn of a security breach, we may attempt to notify you electronically. You may have a legal right to receive this notice in writing. To receive a free written notice in the event of a security breach (or to withdraw your consent from receiving electronic notice), or if you want to update the contact information you have previously provided to us, you should contact us using the information listed at the top of this website.

ACCESS AND CONTROL OF INFORMATION YOU HAVE PROVIDED TO US

You may request to access, correct, update or delete the personal information you have provided to us, or otherwise adjust your privacy preferences by writing to us at We may limit or deny access to information where providing such access is unreasonably burdensome or expensive under the circumstances, or as we otherwise deem appropriate. In addition, please note that we may not be able to edit or delete your information stored with our third-party service providers, or we may be required (by law or otherwise) to keep this information and not delete it (or to keep this information for a certain time, in which case we will comply with your deletion request only after we have fulfilled such requirements).

OTHER INFORMATION

We may use or share non-personal information, aggregated information, de-identified or pseudonymized information, and statistical information for any lawful purpose. Any obligations or restrictions contained in this Privacy Statement do not apply to such information.

CHILDREN

Our Services are not directed at children or intended to be used by children. Do not send any information about yourself to us if you are under the age of sixteen (16). In addition, if we learn a person under the age of thirteen (13) has submitted information to us, we will attempt to delete this information. If you have reason to believe that we may have accidentally received information from a child under the age of thirteen (13), please contact us immediately

YOUR CALIFORNIA PRIVACY RIGHTS

California Civil Code Section 1798.83 permits visitors to the Services who are California residents to request certain information, once a year, regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send us an email using the contact information provided below and put “Shine the Light Request” in the subject line of your email.

If you are a California resident, as of January 1, 2020, you have the following additional rights:
You have the right to request information about the categories and specific pieces of personal information we have collected about you, as well as the categories of sources from which such information is collected, the purpose for collecting such information, and the categories of third parties with whom we share such information.;

You have the right to request information about our sale or disclosure for business purposes of your personal information to third parties.;

You have the right to opt out of the sale of your personal information to third parties. We do not sell your personal information to third parties.;

You have the right to request the deletion of your personal information. Please note that notwithstanding your request, California law permits us to retain certain categories of personal information for numerous purposes, including to complete a transaction, to perform a contract between you and us, and to comply with a legal obligation, such as a record retention requirement.;

You have the right to not be discriminated against for exercising any of these rights.

If you would like to exercise one or more of the above rights, you can request the information that you provide directly to us and that we obtain from others as needed to serve you be removed by contacting us immediately. We will send you an e-mail to confirm your request. After we receive confirmation, we will remove your information from our active database, but some information may remain in our database and/or archives for our own corporate recordkeeping and as required to comply with the law. As a practical matter, given the website belongs to the dealership we will not be able to remove your information from dealerships’ databases if we have transmitted any information to them.

YOUR NEVADA PRIVACY RIGHTS

If you are a Nevada resident, you have the right to opt out of the sale of personal information to third parties that is collected by us. To submit your request, please contact us referencing your Nevada rights.

NON-U.S. USERS

This is an Indian website, and this site and our Services are subject to U.S. laws, including those governing the privacy and security of your information. If you use or interact with the Services, you are transferring your information to the Indian services and law. By using the Services or providing your information to us through the Services you consent to the transfer of your personal information to the United States, and our handling of your information per applicable U.S. requirements.

CHANGES TO THIS PRIVACY STATEMENT

In the future, we may change our Privacy Statement, and we will post the new Privacy Statement on this website as of the date it becomes effective. You agree to the new Privacy Statement by continuing to use or interact with the Services.

RETENTION OF YOUR INFORMATION

We retain your information for as long as it is necessary and relevant for the purposes described in this Privacy Statement. The information we retain about you will be handled per this Privacy Statement.

CONTACTING US

If you have any questions, comments, or concerns about our information practices or this Privacy Statement, please contact the site owner listed above.

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